Brett

Giveaway: Stacy Johnson’s retirement course.

Do you know whether or not you’ll be able to retire comfortably, or at all? According to the Federal Reserve Bank, 25 percent of U.S. workers have neither pension nor retirement savings.

Now that’s scary. And just in time for Halloween!

Instead of the defined benefit retirement plans that many of our parents received, most U.S. residents rely on things like 401(k)s and individual retirement accounts (IRAs), which can be fee-heavy and which require you to invest your own money. Some employers offer a match, but mostly it’s on you.

Social Security is available for most of us, but it likely won’t be enough to live on. (And in fact it may not be fully funded by the time you retire; see Liz Weston’s recent article on this topic.)

Oh, and there’s always personal savings. Right? Or wrong. Some people don’t have a dime in liquid savings. Worse, some of them don’t have any kind of retirement plan other than Social Security.

Stacy Johnson, founder of Money Talks News, is concerned about two big issues surrounding retirement in this country: skyrocketing expenses and a shrinking safety net. That’s why he created a “retirement boot camp” for people aged 40 and older: a 14-week video course designed to teach you how to judge what you’ve already got and accomplish what you’ll need to have a secure, comfortable retirement.

Stacy is a certified public accountant and has also earned licenses in mutual funds, life insurance, stocks, commodities, options principal, securities supervisor and real estate. He has generously donated a copy of “The Only Retirement Guide You’ll Ever Need” for me to give away on my site. Who’s in it to win it?

 

A few course highlights:

  • How to be your own financial planner
  • A plan to destroy debt, faster than you ever thought possible
  • Determining the life you want in retirement
  • Investing in such a way that you won’t outlive your money
  • A way to earn up to $12,000 more in Social Security each year
  • Creating a spending plan to minimize expenses and maximize savings
  • Managing medical costs

In addition to the course, the giveaway winner (and anyone who purchases “The Only Retirement Guide You’ll Ever Need”) will also get a pair of e-books: “208 Ways to Save Money Every Day” and “108 Easy Ways to Earn Extra Cash.”

 

Free for all

 

Stacy is giving away one copy of the course through my site – but he’s also giving one chapter of the course for free to anyone who asks. The “Social Security Secrets” chapter is a good one to get you started, I think, since the Social Security system is so complicated that even people who work there don’t always understand it. (Which is also scary.)

So please do enter the giveaway of the entire course (see below). But in the meantime I suggest you download the free chapter. My guess is that you’ll learn something you didn’t know, including what Stacy calls “a technique that increase your benefits by thousands of dollars every year.”

To enter the giveaway:

Be sure to leave separate comments for each action you take, e.g., “Follow you on Facebook” or “subscribed via e-mail.”

The deadline to enter is 7 p.m. PDT Thursday, Nov. 14. If I don’t hear back from the winner by 8 p.m. PDT Friday, Nov. 15, I’ll have the random number generator pull another name.

Note: This is not an affiliate situation. If you buy this course I won’t end up any richer. But you probably will.

 

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Prepping on a Budget: How To Save Money This Holiday Season

(Guest Post) It’s almost Christmas time, and we all know what that means: Spending LOTS of money. Between Christmas gifts, special events, and hosting your entire family, expenses add up faster than you can say “Happy Holidays.” So how do you keep on prepping amid a holiday spending spree? Read on for some tried and […]

You’re reading Prepping on a Budget: How To Save Money This Holiday Season, originally posted at Graywolf Survival – Emergency preparedness from a Counterintelligence Agent by Graywolf.

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What I Did To Prep This Week – Week 73: December 1st 2019 – December 7th 2019

The view from the hill. It was a chilly early morning out hunting on our survival homestead for some of our tribe members, but a productive one that resulted in two bucks being harvested. Hello Pack. It’s been a windy, chilly, and muddy week here on our survival homestead this week. Most of our preps at the moment involve hunting and processing deer. We are going to have our freezers well stocked…

Source

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National Park Service seeks public input to increase access to national park lands

The National Park Service (NPS) today announced it is seeking the public’s assistance to develop a list of national park lands that would benefit from new or increased access routes. This effort advances the John D. Dingell Jr. Conservation, Management, and Recreation Act (S.47), which was signed into law by President Donald Trump in March 2019.

“Increasing the public’s awareness and access to the more than 85 million acres managed by the National Park Service is one of our top priorities,” said National Park Service Deputy Director David Vela. “We’re looking forward to working with the public, partners, and stakeholders to identify areas with no or restricted access to national park areas and collaborate with landowners to establish avenues for public enjoyment of these lands.”

Section 4105 of the Dingell Act instructs the NPS and other federal land management agencies to develop a priority list of lands with no or restricted public access that meet a set requirements and considerations. In the coming months, the Bureau of Land Management and the U.S. Fish and Wildlife Service will also seek the public’s input to nominate lands within their jurisdictions under similar criteria.

NPS’s final priority list will be posted online by March 12, 2020, and updated biennially thereafter for 10 years.

Share Your Recommendations

Public comments will be accepted through January 4, 2020, via the NPS’s Planning, Environmental and Public Comments website at, https://parkplanning.nps.gov/ListofNPSLandwithRestrictedorNoPublicAccess/

* Nominated lands must meet the following requirements and considerations:

* Must be managed by the NPS.

* Must be at least 640 contiguous acres.

* Must have significantly restricted or no public access.

* Potential for public access and the likelihood of resolving the absence of, or restriction to public access, are among other criteria for consideration.

For example, if a sizable parcel of NPS land is completely surrounded by privately owned land with no or restricted public access, the NPS may consider adding this to the priority list and begin working with states, local governments, nonprofit organizations and/or property owners to acquire land or other means of access to the NPS land, ensuring its long-term protection.

Recommendations must include the following information:

* Location of the land or parcel.

* Total acreage of the land or parcel.

* Description or narrative about the land’s restricted or complete lack of access.

* Any additional information the NPS should consider when determining if the land should be on the NPS’s priority list.

For additional information and a full list of required criteria for consideration as specified by the Dingell Act, visit https://parkplanning.nps.gov/ListofNPSLandwithRestrictedorNoPublicAccess/

Jeff
HikingintheSmokys.com
RockyMountainHikingTrails.com
HikinginGlacier.com
TetonHikingTrails.com
Ramble On: A History of Hiking

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Why Kids Should Hike

“Our kids are out of shape, tuned out and stressed out, because they’re missing something essential to their health and development: connection to the natural world.” National Wildlife Federation The seasons are turning, and children are knee deep in academics again. The natural world of summer seemed to disappear like campfire smoke; replaced by the…

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#OptOutside This Black Friday

Thanksgiving is fast approaching, and millions of Americans are cutting short their special time with family and friends so they can shop!  Yes, shop!  Unbelievable, right?  This year, the Hiking Lady family is choosing to spend time together outside the whole week of Thanksgiving.  #OptOutside started in 2015 when REI Co-op decided to close their …

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